# What are the fees and limits?

**Fees:**

* Card creation: $20 (one-time payment, refunded after you spend $2000)
* Monthly maintenance: $5
* Crypto top-up: 4% fee
* Per transaction: $0.25

**Limits:**

* Minimum top-up: $20
* Maximum top-up: $20,000
* Per transaction limit: $20,000
* Monthly spending limit: $150,000

*Need higher limits? Contact our support team to discuss increasing your limits.*