# What are the fees and limits?

**Fees:**

* Card creation: $20 (one-time payment, refunded after you spend $2000)
* Monthly maintenance: $5
* Crypto top-up: 4% fee
* Per transaction: $0.25

**Limits:**

* Minimum top-up: $20
* Maximum top-up: $20,000
* Per transaction limit: $20,000
* Monthly spending limit: $150,000

*Need higher limits? Contact our support team to discuss increasing your limits.*


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://docs.azul.cards/getting-started/what-are-the-fees-and-limits.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.