> For the complete documentation index, see [llms.txt](https://docs.azul.cards/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.azul.cards/referral-program/how-to-earn-money.md).

# How to earn money?

You can earn money through Azul Card’s **referral program**.

Activate your referral link in the bot and share it with friends, social media, or chats. Every time someone signs up and tops up their card using your link, you earn a commission.

Your commission grows with the total top-up volume of your referrals. There are five levels, starting at **15%** and going up to **50%** of deposit fees as your referrals deposit more.

<table><thead><tr><th>Level </th><th width="252">Total Referral Deposit Volume (USD)</th><th>Your Commission</th></tr></thead><tbody><tr><td><strong>Level 1</strong></td><td>Up to <strong>$1,000</strong></td><td><strong>15%</strong> of deposit fees</td></tr><tr><td><strong>Level 2</strong></td><td><strong>$1,001</strong> – <strong>$5,000</strong></td><td><strong>25%</strong> of deposit fees</td></tr><tr><td><strong>Level 3</strong></td><td><strong>$5,001</strong> – <strong>$20,000</strong></td><td><strong>35%</strong> of deposit fees</td></tr><tr><td><strong>Level 4</strong></td><td><strong>$20,001</strong> – <strong>$50,000</strong></td><td><strong>45%</strong> of deposit fees</td></tr><tr><td><strong>Level 5</strong></td><td>Over <strong>$50,000</strong></td><td><strong>50%</strong> of deposit fees (maximum reward)</td></tr></tbody></table>

Referral balances update once per day, and you can request a payout to your main account once you have at least **$20**. Payouts are processed within **24 hours**.

The more active your referrals, the higher your earnings — your network directly determines your potential income.